This was the year of evaluating, and deciding what was important to pay off, and what goals we have as a family. As a result, we ended up paying down some very large bills that we've had (not paying off, but getting to the halfway point, which is a victory in itself), purchasing some new appliances that we knew we'd need, and set a payment down on our Disneyland vacation. Oh, and I spent a decent amount on the tests that I knew I would have to take to complete my bachelors degree. All in all, it was the year of spending to prepare for things to come.
Next year I would like to save as much as humanly possible for the 4 months that I am student teaching, along with setting aside for our Disney vacation. And beginning to save for a new car, I think. Mine needs to be allowed to retire, and spend the rest of its days resting in a junk yard. Another thing I have talked about doing is setting aside a certain amount weekly/monthly for Christmas, and I think that'll be really important as I will not have a job during the Christmas season next year. Basically, 2015 is the year, for us, to be as safe as possible with all of the income we have coming in.
